Contractors Insurance
Contractors Insurance
We understand you need to stay focused on work, not the risks you face every day. That’s why we work with multiple carriers to find you the most comprehensive coverage at the most affordable price.
Contractors know that winning bids is essential to being successful but protecting yourself from unnecessary risk is just as important.
In the trades, you need a solid contractor insurance policy that keeps working to protect you long after you have moved to the next job site.

Client Centered
Because every business is different, commercial insurance solutions for contractors can range from a basic policy to a thorough mix of coverages.
Also, the type of contracting business you own, size, number of employees, and type of work all have an impact on the types of protection you may need.
We understand you need to stay focused on work, and not the risks you face every day. That's why we work with multiple carriers to find you the best coverage at the most affordable price.
Types of insurance coverage available for contractors
Liability Insurance
Insurance product that provides the insured with protection against claims arising from injuries or damage to other people or property. Some coverages included in liability insurance are bodily injury, property damage, personal and advertising injury, products and completed operations, damage to premises rented to you and medical payments
Professional Liability
A type of liability coverage designed to protect professionals against errors and omissions in performing their professional services.
Auto Insurance
This is coverage in the event of an accident or theft of your automobile. Liability coverage is also included in an automobile policy to provide protection against physical damage and bodily injury resulting from a vehicle incident.
Workers' Compensation Insurance
An insurance coverage that provides both medical benefits and wage replacement to employees that are injured while on the job.
Inland Marine Coverage
Provides coverage for property in transit over land and certain types of moveable property
Umbrella Insurance
An umbrella liability policy is designed to protect your organization from major claims, providing higher limits of insurance for such things as general and automobile liability exposure

Do you need construction insurance?
Any person or business working in construction trades: building construction, heavy construction, or home improvement. We offer coverage for every trade, including:
- Contractors Insurance
- Carpenter Insurance
- Plumber Insurance
- Handyman Insurance
- Electrician Insurance
- Masonry Insurance
- Security Company Insurance
- Home Builder Insurance
- Developer Insurance
- Renovation Insurance
- Welding Insurance
- Artisan Insurance

What about the cost?
Understandably, price is always a concern for contractors. But, with a custom contractors insurance policy, you control what coverage you want to pay for, making it surprisingly affordable.

Why we're different
You may think you want the cheapest insurance you can find, but cheap isn't everything.
While most insurance products are similar in price and function, insurance providers vary when it comes to structuring a policy that actually covers you.
There’s no such thing as a one-size-fits-all insurance policy when it comes to your business.
Contact us today, and we'll help you protect what matters most.
Companies We Rep
Merchants Insurance Group (Business Insurance)
Claims: 1 (800) 462-1077
Service: 1 (800) 462-1077